Creditcoin 2.0+ | Mainnet Launch Highlights

The Creditcoin 2.0+ mainnet is live, with over 25,000+ nominators & 4M+ transactions recorded. Discover everything you need to know about RWA's biggest success story right here.

Creditcoin 2.0+ | Mainnet Launch Highlights


In case you hadn’t noticed, the last few months have been all about Creditcoin 2.0+! With the transition to Nominated Proof of Stake (NPoS) now complete, it’s time for us to reflect on everything our amazing team, developers, and above all else, community have achieved.

Indeed, this milestone would never have been possible without the invaluable testing, feedback and overwhelming support of our global community. Together, we’ve built an RWA protocol with over 1M+ real-world transactions, secured by over 26k participating nominators worldwide. Exciting stuff.

But that’s not all, in this post we’ll be equipping you with everything you need to join the Network, and then set the stage for the future as we ramp up into full-on 3.0 BUIDL mode (including all the exciting features that entails)! Let’s begin.

📊 Mainnet Launch Statistics 📊

  • Total CTC Staked: 92.7M / 156M Total CTC (60% staking ratio)
  • Mainnet Event Participants: 54,565
  • Unique Total Nominators: 26,867
  • Unique Total Validators: 72
  • Number of Creditcoin Wallet holders: 576,718

The Story of Creditcoin 2.0+

Since the launch of Creditcoin 2.0, our RWA infrastructure chain has processed a whopping 4,741,791 transactions for our institutional partners! But, blockchain always means a constant process of iteration, evolution and improvement.

Over the past few months, our journey began by launching the Creditcoin 2.0+ Testnet, attracting over 3,000 participants from 91 countries to help us gather feedback, collect data and stress test the network. Plus, we introduced our fist community bug bounty program to help root out any issues that might slip under our radar.

As thousands of new users joined the community every day, we made sure to host a number of live Twitter Spaces, with both our dev team and founder, Tae Oh, to get everybody onboarded (and ready for what’s still to come).

Now that the Testnet period was over, it was time to meticulously incorporate all the community’s valuable feedback, including UI adjustments, documentation edits and more. Then, we went live and pressed the launch button for the Creditcoin 2.0+ mainnet.

With our updated protocol fleshed-out and refined user guides, as well as a strong cast of supporting community members ready, the Creditcoin 2.0+ upgrade went through without a hitch.

Once again, the community stepped in to help, with several shining stars going to great lengths to help translate and disburse valuable technical content and support to our ever-growing global community. This would all be impossible without you guys.

Now, with the 2.0+ upgrade seamlessly whirring away in the background, let’s have a look at the exciting upgrades and changes going on under the hood.

Nominated Proof-of-Stake

The headline act of today’s show, the switch to nominated-proof-of-stake (NPoS) has firmly cemented the protocol at the forefront of modern consensus technology.

NPoS maintains the same fundamental cryptographic principles and economic incentives to achieve network security as PoS, while introducing a range of new improvements aimed at boosting both the decentralization and efficiency of the protocol.

This includes changes to the underlying tokenomics, a quadrupling of block speeds, increased scalability, reduced energy efficiency and more.

If you want to learn more about how Creditcoin’s NPoS implementation works, head to this blog to discover what it all means:

Creditcoin 2.0+ | Built for Real-World Impact

Network Efficiency

The transition to NPoS has reduced the energy consumption of the network by over 99.9%. With the growing importance of green technology, whether for real-world businesses, everyday users, or even government regulations themselves, Creditcoin 2.0+ is putting the protocol on the right side of the global energy transition!

But the benefits don't stop there, it also significantly reduces the costs of network validation, helping to unlock more value for the protocol’s various stakeholders. That means more green for the planet, and more ‘green*’* for our network stakeholders too.

Real-World Lending Performance

 With over 50,000 real-world loans being recorded on-chain every month, upgrading the protocol’s basic infrastructure to support an ever-expanding suite of users is a constant requirement. Thankfully, Creditcoin 2.0+ delivers more transactions in less time.

The increased efficiency of NPoS, featuring a smaller pool of validators than NPoS, allows for faster consensus, and therefore faster block times—four times faster block times in fact, which means four times more transaction capacity.

Throw in the energy efficiency gains and for our real-world lending partners, that means better real-world performance, faster settlement speeds, and greater network capacity under load.

Decentralisation and Security

With great technology comes great decentralization. NPoS has made it much easier for new stakeholders to join the network and actively participate in validation. All you need is a wallet and some CTC to get started, no technical expertise is required.

Indeed, with all that extra accessibility, Creditcoin has now amassed an incredible 26,867 active nominators in under two months. Not only that, with over 90M CTC staked, 2.0+ has achieved a mainnet CTC staking ratio of over 60%, helping to make the network more secure, democratic and accessible than ever before.

How Do I Get Involved?

Fortunately, there’s never been an easer time to get involved and start staking on the Network. All you need is a single mainnet CTC token. To help you get started, why not check out the nominator staking guide linked below.


Alternatively, if you’d like to get stuck in and become a full validator, please head to our documentation here:

And in case you get lost, we’ve put all the other Creditcoin 2.0+ related links and guides you could possibly ever need right here below 👇

🧿 Looking to the Future | Creditcoin 3.0

Looking to the future, the team knows we can do so much more with the technological foundation we’ve built. The move to Creditcoin 2.0+ was a big part of that, transitioning the network to an entirely new consensus model. But really, that’s just the bread on which our blockchain burger is being built.

Indeed, the Creditcoin 3.0 patty will bring something entirely new to this space, evolving Creditcoin from a read-only credit network into a fully EVM-compatible layer 1 blockchain network interoperable across multiple chains.


The first major milestone in our journey is scheduled for Q1 of next year, with the first version of Creditcoin 3.0 transitioning the network to a fully EVM-compatible chain.

By making Creditcoin EVM-compatible, the protocol can expand its utility beyond simple bullet-loan recording into a variety of new RWA use cases, including smart-contract enforced loan products, greater access to tokenization tools and more.

Universal Smart Contracts

Once that’s done, the chefs will be back in the kitchen working on Creditcoin 3.0’s true end-destination. A brand new multichain contract coordination tool dubbed ‘universal smart contracts’.

By launching a master universal smart contract on Creditcoin 3.0, the protocol will be able to coordinate, interact and update smart contracts on other chains. This sounds simple, but the possibilities are truly endless. By enabling multichain smart contract harmonisation, Creditcoin 3.0 can facilitate thousands of new cross-chain applications and RWA tokenization opportunities.

Our most-anticipated feature, Creditcoin-enabled multichain marketplaces, will allow users to trade assets across chains without ever having to peg assets through bridges.

For example, users will be able to list their cryptoassets on Ethereum and trade them for other cryptoassets on BNB chain directly. The master contract on Creditcoin 3.0 can accept a token listing on Ethereum, verify a counterparty payment that happened on BNB, and then release the token to the buyer’s address back on Ethereum. Pretty nifty huh!

Want to get ready for Creditcoin 3.0, the best thing you can do is start staking today!

🖇️ Staking link:

If you’re interested in BUIDLing on the future of multichain, make sure you join the community and stay tuned for more info on how you can get started as a developer on Creditcoin 3.0.

About Creditcoin

Creditcoin is a foundational L1 blockchain designed to match and record credit transactions, creating a public ledger of credit history and loan performance and paving the way for a new generation of interoperable cross-chain credit markets.

By working with technology partners, fintech lenders such as Aella, and other financial institutions across global emerging markets, Creditcoin is securing capital financing, building credit history and facilitating trust for millions of underserved financial customers and businesses based on the principles of RWA.

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