We’ve answered all your burning RWA questions about the new Investor DAO. Simply join the Discord if you have any questions and we’ll answer them next month.
Welcome to this months regular Q&A session, where we’ll be answering all of your RWA questions from January. Given the recent launch of the Gluwa Investor DAO, we’ve taken some time to answer your most common questions, including KYC requirements, Investor DAO’s impact on Creditcoin and more. For a quick overview of the Investor DAO, head here.
Join the Creditcoin Discord today to get your questions answered next month!
1. What is Investor DAO and how does it help you?
Investor DAO is our next-generation RWA platform, letting anyone invest in real-world assets through the Gluwa app.
We know that crypto investors are looking for new ways to diversify their portfolio from high-risk crypto investing whilst still earning great returns. Real-world asset investing into fast-growing fintech lending companies represents the perfect match.
Due to the emergence of new digital technologies, including mobile phones, AI-powered risk assessment, and low-cost international transactions aided by blockchain technology, the fintech lending industry is poised for incredible growth, especially in emerging markets, with the industry expected to grow by over $4.5 trillion between 2020 and 2030.
However, these alternative investment opportunities have not been accessible for everyday investors, instead being restricted to financial institutions, VC funds, or other high-net worth individuals, locking the vast majority of normal people out from accessing these high return opportunities.
As a decentralized autonomous organization (DAO), Investor DAO is designed to democratize real-world asset investing by providing a streamlined gateway to access these opportunities through the Gluwa app. Its Cayman Islands’ legal wrapper enables anyone (US investors excluded) to signup and perform the required KYC to access these real-world investment opportunities in a regulated way.
Not only is Investor DAO unlocking these opportunities to everyday investors, it’s also putting its members in the driving seat of decision-making, with members receiving governance tokens ($INVEST) for investing in new Investment Opportunities. These governance tokens can then be used to vote on new investment opportunities deals, change the relevant smart contracts and modify the structure and parameters of the DAO.
For a more detailed breakdown of Investor DAO, head over to our Whitepaper here.
2. How does Investor DAO impact Creditcoin and/or CTC staking?
CTC staking remains entirely unaffected by the Investor DAO. You can continue to stake your CTC normally within the Gluwa app to earn GATE rewards.
Investor DAO fits in with Creditcoin’s overall growth strategy, helping us acquire new partners to join RWA who are committed to both transparency and democratising global capital markets. Whilst not all Investor DAO Investment Opportunities will leverage Creditcoin, Creditcoin continues to underpin our long-term investment network growth plans.
3. Why do I need to complete KYC to invest?
All RWA investing operates under strict regulatory and compliance requirements. Traditionally, these debt investments have not been available to everyday investors, however, Gluwa is able to provide an accessible gateway to these exclusive investment opportunities with the Investor DAO. To facilitate this, Investor DAO must comply with all international investing regulations, which by extension, means that all Investor DAO users must sign the relevant agreements and complete KYC.
4. Where and how do I complete KYC?
You can complete the KYC and become a member of the Investor DAO in the Gluwa app.
As long as you have your documents in hand, you can complete the KYC and Signup process in 5–10 minutes.
The important things you’ll need include:
- Proof of Address (I.E. bank statement)
- Your taxpayer identification number
- A witness for the final agreement
Please refer to our full Signup & KYC guide here for more details.
5. Is there a minimum investment requirement?
No! You can get started for as little as $1.
However, we don’t recommend it due to the transaction fees you’ll incur while interacting with blockchain networks.
Once you’re comfortable with our investment products, you can always choose to contribute more and diversify your holdings across several offerings.
That’s it for this month folks, please let us know if you have any more questions. If you’re interested in joining the DAO, head over to the Signup guide here for everything you need to know on how to get started.
Creditcoin is a foundational L1 blockchain designed to match and record credit transactions, creating a public ledger of credit history and loan performance and paving the way for a new generation of interoperable cross-chain credit markets.
By working with technology partners, fintech lenders such as Aella, and other financial institutions across global emerging markets, Creditcoin is securing capital financing, building credit history and facilitating trust for millions of underserved financial customers and businesses based on the principles of RWA.
Gluwa is an RWA platform, connecting capital from developed markets to emerging market lending opportunities using blockchain technology. By providing the decentralized infrastructure rails to raise and disburse capital anywhere in the world, investors can use the Gluwa Investplatform to partake in debt-financing deals with emerging market fintech lenders, earning up to 20% APR.